Information is educational and not financial or tax advice.

Effective Date: February 2, 2026

1. Acceptance of Terms

By accessing or using  https://www.getiulinsurance.com/ (“Site”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree, please do not use the Site.

2. Use of the Site

You agree to:

• Use the Site only for lawful purposes
• Provide accurate information
• Not engage in conduct that interferes with the Site’s operation

3. Intellectual Property

All content on the Site—text, graphics, logos, images—belongs to the Site and its licensors. You may not copy, reproduce, distribute, or create derivative works without permission.

4. User Submissions

You are responsible for any information you submit. By submitting information through the Site:

• You grant us a perpetual, worldwide license to use, display, and distribute that information.
• You represent that you have the rights to submit that information.

5. Links to Third-Party Sites

This Site may include links to third-party websites. We do not endorse and are not responsible for the content or practices of these third parties.

6. Disclaimers

The Site is provided “as is” and “as available” without warranties of any kind. We expressly disclaim:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages arising from your use or inability to use the Site.

8. Governing Law

These Terms are governed by the laws of California, without regard to conflict of law principles.

9. Changes to Terms

We may modify these Terms at any time. The updated Terms will be posted on the Site with a revised effective date.

10. Contact Information

For questions or concerns regarding these Terms, contact:
Email: chris@integrallifegroup.com